Common Planet

Common Planet

Creditism replaces traditional debt-based money with a Flow Credit currency, so revolutionizing economics. By reimagining the fundamentals of credit and capital, we establish the foundation for a true civilization that guarantees life with sovereignty, opportunity, and liberty for every planetary citizen. Unlike our current system where banks create and control credit but issue it as debt, Creditism ensures Credit currency flows directly to all individuals: debt-free, interest-free, and tax-free. Credit, the unit of exchange, is created when earned and deleted when spent, eliminating the need for banks, taxes, stocks, insurance, and other financial instruments. The elegant simplicity of Creditism lies in its universal flow: all receive Credit and use it to acquire goods from the open market of shared resources or to exchange personal possessions. As a Flow currency, it bypasses the circulatory nature of debt money, negating the need for complex redistribution schemes. Instead, it offers a fair-flowing, infinite, standardized distribution system. Creditism advocates for an economy where you are valued inalienably in your existence first. This model envisions a future where you are free to pursue your passions and contribute to an open, thriving, and equitable family.